AXIS 01
Title Cleanliness (Layout + Plot)
22%
Plot title risk compounds: layout title and individual plot title can both be bad independently.
Data sources: Sub-registrar EC for layout and plot, parent-deed chain, mother-deed verification.
Why a separate formula
A plot is not a small apartment
Plotted layouts in India sit on a different risk surface. There is no construction to track and no OC to validate, but there are two title chains (layout and plot), an approval authenticity question (BBMP-approved vs revenue layout) and an access-road problem that does not exist for high-rises. The Bangalore lake-buffer demolitions carried out by BBMP in recent years, and the long-running PTCL and Inam land disputes across Karnataka, are pure plot-side failure modes.
We re-weight: title up to 22%, layout-approval up to 18%, access at 12%, RERA down to 4% (because plot RERA is patchy across states and a clean state-portal filing is not as informative as a clean access-road sanction).
The 9 axes — plots
Plots Score axes and weights
AXIS 02
Layout Approval Authenticity
18%
Revenue layouts and BBMP-approved layouts trade at the same price but carry very different risk.
Data sources: BMRDA/BDA/HMDA layout approvals, plan-sanction validity, conversion order (DC).
AXIS 03
Access & Road Right
12%
A plot without a sanctioned access road is a plot you cannot build on. Period.
Data sources: Sanctioned road plan, ROW survey, panchayat road records.
AXIS 04
Future Approval Risk
10%
NGT zones, CRZ buffers and buffer-zone re-notifications can freeze plots overnight.
Data sources: NGT orders, CRZ maps, BBMP buffer notifications, raja-kaluve overlays.
AXIS 05
Builder/Developer Track Record
10%
Plot-only developers have thinner financial track records than apartment builders. Look at past layout deliveries.
Data sources: MCA-21, prior-layout completion record, RERA history.
AXIS 06
Location & Infrastructure
10%
A plot is a 30-year bet on the master plan. Fundamentals matter more than amenities.
Data sources: Master plan docs, metro/highway DPRs, satellite imagery (Sentinel-2 5-yr).
AXIS 07
Amenity Delivery Commitment
6%
Promised club, gates and roads are routinely under-delivered in plotted layouts.
Data sources: RERA Form-3, contractor agreements, drone/satellite verification.
AXIS 08
Value & Comparable Velocity
8%
Plotted resale velocity is the cleanest market-truth signal there is.
Data sources: Sub-registrar data, micromarket comp velocity.
AXIS 09
RERA / Plot Notification Compliance
4%
Plot RERA is patchy across states; we score what is filed, not what we wish was filed.
Data sources: State RERA portals, plot notification gazettes.
Plot-specific hard caps
Tripwires unique to plotted developments
- PTCL / Inam / Grant land unresolved≤ 3.5
- NGT zone or CRZ overlap≤ 4.0
- Sold but layout sanction not yet issued≤ 4.4
- Access road not in sanctioned plan≤ 4.9
- Lake-buffer or raja-kaluve encroachment≤ 3.9
See also: Apartment Score overview · Full rubric · Changelog · All plot reviews.