Stamp Duty Calculator India — All States 2026
Compare current stamp duty and registration fees across every Indian state. Built from state IGR portal notifications and the latest 2024–2025 budget revisions.
What is stamp duty in India?
Stamp duty is a state-level tax levied on the legal recognition of a property transfer document. It is charged under the Indian Stamp Act 1899, but Schedule I-A has been amended independently by every state legislature. Each state sets its own rate, and many revise rates at every state budget.
In addition to stamp duty, every property registration attracts a separate registration fee under the Registration Act 1908. The fee is usually 1% of consideration, but some states charge much higher (Tamil Nadu 4%, Kerala 2%) and some cap at fixed rupee amounts (Haryana ₹15,000, Maharashtra ₹30,000).
For a buyer, the total transaction tax is the sum of stamp duty + registration fee + any cess. On a ₹1 crore flat in Mumbai's MMR zone, that adds up to roughly ₹7 lakh; on the same ₹1 crore in Telangana, it is closer to ₹4.5 lakh — a difference large enough to shift which city makes financial sense.
Women-buyer rebates
More than half of Indian states offer a stamp-duty concession when the buyer is a woman. Delhi charges men 6%, women 4%; Rajasthan 6% / 5%; Uttarakhand 5% / 3.75%. Karnataka and Tamil Nadu do NOT offer a separate women rate. The rebate normally applies only to self-acquisition by the woman buyer.
Slab structures and metro cess
Karnataka uses a 3-tier slab: 2% up to ₹21L, 3% ₹21–35L, 5% above ₹35L. Goa uses a reverse slab — rate DROPS above ₹30L. West Bengal charges 5% up to ₹40L and 6% above. Maharashtra adds a 1% metro cess on top of base rate inside MMRDA, PMRDA, and Thane.
Guideline value vs market value
Stamp duty is calculated on the higher of circle rate (called guideline value in TN, ready reckoner in MH, collector rate in HR, district magistrate rate in UP) or actual consideration. If you under-declare, the sub-registrar levies on circle rate anyway and the difference becomes deemed gift income under Section 56(2)(x) of the Income Tax Act. Always pull the latest notification from the state IGR portal before signing.
All states — current rates (2026)
| State | Male buyer | Female buyer | Reg. fee | Calculator |
|---|---|---|---|---|
| Maharashtra | 5% (6% in MMR/PMR) | 4% (5% in MMR/PMR) | 1% (cap ₹30K) | Open → |
| Karnataka | 2–5% (slab) | 2–5% (slab) | 1% | Open → |
| Delhi | 6% | 4% | 1% | Open → |
| Uttar Pradesh | 7% | 6% (rebate cap ₹10 L) | 1% | Open → |
| Tamil Nadu | 7% | 7% (no rebate) | 4% | Open → |
| Telangana | 4% | 4% | 0.5% | Open → |
| Gujarat | 4.9% | 4.9% (1% reg-fee waiver) | 1% (0% women) | Open → |
| Haryana | 7% urban / 5% rural | 5% urban / 3% rural | 1.5% (cap ₹15K) | Open → |
| West Bengal | 5% (6% above ₹40 L) | 5% (6% above ₹40 L) | 1% | Open → |
| Kerala | 8% | 8% | 2% | Open → |
| Rajasthan | 6% | 5% | 1% | Open → |
| Madhya Pradesh | 7.5% | 5% (first registration) | 3% | Open → |
| Punjab | 7% (5% NRI) | 5% | 1% | Open → |
| Andhra Pradesh | 5% | 5% | 1% | Open → |
| Chhattisgarh | 5% | 4% | 4% | Open → |
| Jharkhand | 4% | 3% | 3% | Open → |
| Odisha | 5% | 4% | 2% | Open → |
| Bihar | 6% | 5.7% | 2% | Open → |
| Assam | 8.25% | 5% | 8.5% | Open → |
| Goa | 5% (3.5% above ₹30 L) | 5% (3.5% above ₹30 L) | 3% | Open → |
| Himachal Pradesh | 5% | 4% | 2% | Open → |
| Uttarakhand | 5% | 3.75% (cap ₹25 L) | 2% | Open → |
Rates last verified against state IGR portals. Always confirm with the sub-registrar before drafting the conveyance deed.