Gujarat Stamp Duty Calculator 2026
Male buyer 4.9% · Female buyer 4.9% (1% reg-fee waiver) · Registration 1% (0% women).
Gujarat stamp duty — what makes this state different
Gujarat's women concession is structured as registration-fee waiver (1% saved) rather than stamp-duty rebate. On a ₹1 crore flat, woman buyer saves ₹1L in registration fee.
4.9% rate continuous since 2006. Women registration-fee waiver introduced 2019. e-Dhara revenue records integrated with Garvi for instant title verification.
Women-buyer policy
Sole-woman-buyer pays 4.9% stamp + 0% registration. Joint M-F pays 4.9% + 1% (no waiver). Widow inheriting via succession pays ₹100 stamp.
Tribal-area, SC/ST and agricultural-land rules
Tribal area conveyance in Dahod, Panchmahal, Dang exempt under Gujarat Tribal Sub-Plan. HUF conveyance attracts same 4.9%.
How to pay Gujarat stamp duty online
Gujarat accepts e-Stamp through SHCIL for any amount above ₹500. Generate the e-Stamp challan at Garvi Gujarat ↗.
Steps: (1) Compute duty using the calculator. (2) Generate e-Stamp on SHCIL or state portal. (3) Book sub-registrar slot online. (4) Carry buyer + seller (with two witnesses), Aadhaar, PAN, recent property tax receipt, encumbrance certificate, and the executed sale deed in two originals. (5) Biometric capture at sub-registrar; registered deed released within 7 working days.
Common mistakes that void the registration
- Under-declaring consideration below circle rate — sub-registrar levies on circle rate; gap becomes taxable under section 56(2)(x).
- Wrong stamp paper denomination — using ₹500 stamp for ₹1Cr deed will be rejected; e-Stamp avoids this.
- Missing two witnesses — Section 32 of Registration Act requires two witnesses physically present with PAN/Aadhaar.
- Stale encumbrance certificate — most sub-registrars require EC dated within 30 days.
- Power of Attorney not stamped separately — PoA itself attracts duty in Gujarat and must be registered before executing the sale deed.
Estimates only. Verified against Garvi Gujarat. Always confirm the latest circle rate notification before drafting the agreement to sell.
FAQ — Gujarat stamp duty
What is the current stamp duty rate in Gujarat?
As of 2026, Gujarat charges 4.9% for male buyers and 4.9% (1% reg-fee waiver) for female buyers, plus 1% (0% women) registration fee. Last revised in 2024.
Is there a women-buyer rebate in Gujarat?
Sole-woman-buyer pays 4.9% stamp + 0% registration. Joint M-F pays 4.9% + 1% (no waiver). Widow inheriting via succession pays ₹100 stamp.
How is stamp duty calculated in Gujarat — on agreement value or circle rate?
On the HIGHER of agreement consideration or state circle rate. If you under-declare, the sub-registrar levies on circle rate anyway and the gap becomes deemed gift income under Section 56(2)(x) of the Income Tax Act.
Where do I pay Gujarat stamp duty online?
Through https://garvi.gujarat.gov.in/ (Garvi Gujarat). e-Stamp via Stock Holding Corporation (SHCIL) for amounts above ₹500.
What is the registration fee in Gujarat?
1% (0% women). Separate from stamp duty under Registration Act 1908.
Are there exemptions for tribal/SC-ST/agricultural land?
Tribal area conveyance in Dahod, Panchmahal, Dang exempt under Gujarat Tribal Sub-Plan. HUF conveyance attracts same 4.9%.
When were Gujarat stamp duty rates last revised?
Last revised in 2024. 4.9% rate continuous since 2006. Women registration-fee waiver introduced 2019. e-Dhara revenue records integrated with Garvi for instant title verification.
Can NRI buyers claim concessions in Gujarat?
NRI/OCI buyers pay the same headline rate as resident male buyers unless the state offers a specific NRI concession. Punjab is the only state with explicit NRI rate at 5%.
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