Completion Certificate (CC)
Certificate confirming a building's construction is complete as per the sanctioned plan. Precedes the OC — a building gets CC first, then applies for OC.
What is a Completion Certificate?
A Completion Certificate (CC) is issued by the local authority (BBMP, PCMC, GHMC, etc.) confirming that a building has been constructed in accordance with the sanctioned building plan and applicable building bye-laws. It is the first formal authority sign-off after construction ends, and is a prerequisite for obtaining the Occupancy Certificate. Think of CC as "construction is done and matches the approved plans" and OC as "safe to live in."
What Triggers CC Application
The builder applies for a CC after:
- All floors are structurally complete per the approved plan
- Staircase, lift shafts, and common corridors are finished
- External walls and facade are complete
- Basic plumbing and electrical distribution points are installed
The local authority then deputes an engineer to inspect the building and verify compliance with the sanctioned plan — floor count, setbacks, FSI consumed, structural elements. If compliant, CC is issued.
CC vs OC: The Practical Difference
A building with a CC but no OC is physically complete but not yet cleared for occupation. The gap between CC and OC can take 3 to 12 months as the builder completes landscaping, amenities, utility connections, and fire safety installations required for the OC inspection. Buyers who move in during this window are technically doing so without full legal sanction.
Common Reasons for CC Delays
- Builder constructed additional floors beyond the sanctioned plan (excess FSI)
- Setback violations (construction too close to plot boundary)
- Deviation in apartment sizes or common area layout from approved plans
- Outstanding dues to the local authority
How to Check CC Status
CC details are disclosed on state RERA portals under the Approvals section. For completed or near-complete projects, Brickplot requests CC copies from builders as part of our documentation review process. The document number and issue date should match what is filed on RERA.
How Brickplot Uses CC
Brickplot tracks CC status for all projects nearing or past their RERA completion date. Projects that have obtained CC but have not yet filed for OC are marked "Possession Imminent" — positive signal. Projects past their completion date with neither CC nor OC are flagged under Delay Risk.
Related Terms
- Occupancy Certificate — the OC follows CC and clears the building for occupation
- Building Plan Approval — the approved plan that CC verifies was followed
- Fire NOC — required alongside CC for the OC application
Related terms
Brickplot verifies completion certificate (cc) disclosures on every reviewed project as part of the independent 11-axis score. No builder commissions. No editorial override.