Plots — Methodology: How Brickplot reviews plotted developments in India
Brickplot Methodology · Plotted Developments
How we review plots in India — and why it is different from reviewing apartments
Plotted developments sit on a minefield most review portals avoid: agricultural-to-residential conversion, khata-A vs khata-B, encumbrance history, DTCP/BMRDA/HMDA sanction, and the scams that thrive in the gaps between them. This page is the full framework we apply to every plot layout we score. If a property lawyer reads it, nothing here should make them wince.
1. How plots differ from apartments (and why the 6-axis weights shift)
Brickplot's apartment score has six axes: Legal, Builder, Location, Construction, Price & Value, Amenities & Lifestyle. For plots, five of the six labels remain but the weights and some definitions shift because the risk surface is completely different.
| Axis | Apartment weight | Plot weight | Why it shifts |
|---|---|---|---|
| Legal & Title | 10% | 25% | On a plot, title is the asset. No construction risk to dilute it. |
| Developer (was "Builder") | 20% | 15% | Developer delivers roads, drains, power, khata conversion — not a tower. |
| Location & Connectivity | 20% | 20% | Unchanged. Access road, ORR/NH proximity, master-plan zoning still dominant. |
| Construction / Infrastructure | 20% | 15% | We score internal roads, stormwater, STP, UG electric, water source — not slab quality. |
| Price & Value | 20% | 20% | Unchanged. PSF vs fair band for the micro-market. |
| Amenities / Social infra | 10% | 5% | Most plotted layouts ship minimal amenities. Over-weighting would mislead. |
RERA note. Most plotted layouts below 500 sqm aggregate area or 8 units are exempt from RERA registration in several states; large plotted townships are covered. Because RERA coverage is patchy, we do not treat RERA registration as a separate axis for plots — it is folded into Legal & Title as one signal among ten.
2. The 10-point legal title audit
Every plot review on Brickplot runs through this 10-point chain. A layout that cannot satisfy points 1–6 is an automatic Skip regardless of price or brand.
- Parent document — the originating title deed (often 40–60 years old). We sight the chain from here forward.
- Mother deed — consolidated title document linking parent document to the current seller. Breaks in the mother-deed chain are the single most common reason we Skip.
- Khata — revenue record. For Bangalore/BMRDA: khata-A is the only clean form. Khata-B (and khata-E) are provisional revenue entries, not titles. "Temporary khata" is not a thing in law, regardless of what a sales office claims.
- Mutation (pahani / RTC / 7-12 extract / patta) — name transfer in revenue records. State-specific: RTC (KA), 7/12 (MH), patta (TN), ROR (TS/AP), khatauni (UP/HR).
- Encumbrance Certificate (EC) — 30 years. We will not sign off on a plot review with less than 30 years of EC. 13-year EC is a shortcut, not a standard.
- Conversion order (agri → residential) — DC conversion in KA, NA order in MH, 65B conversion in KA, patta conversion in TN. A "farm plot" sold as residential without this order is illegal to build on.
- DTCP / BMRDA / HMDA / CMDA layout approval — the planning-authority sanction. Approval number + plan number + date must all be verifiable with the authority. Sales-office photocopies are not verification.
- Layout release order (LRO) / LP number — authority's final release of the sanctioned layout for sale. Pre-release sales are common and legal in limbo.
- Released for sale — individual plot released from mortgage (if the parent land was mortgaged for development finance). We verify this against the latest EC, not the developer's word.
- Khata-A registration (or state equivalent) issued on your plot — the final end-state. A layout where buyers wait 3+ years post-registration for khata-A is a red flag.
3. Who approves what — the jurisdictional map
India has no single plots regulator. Each state, and often each belt within a state, has a different authority. A developer who waves a "DTCP" certificate in Bangalore is bluffing — KA has no DTCP for most urban belts. Use this map to sanity-check what a sales office tells you.
| Region | Authority for layouts | Typical zones | Watch-out |
|---|---|---|---|
| Bangalore — BBMP limits | BDA (Bangalore Development Authority) | Core city + BDA-notified layouts | BDA sites are rarely sold through private developers. |
| Bangalore — outer belt within BMR | BMRDA (Bangalore Metropolitan Region Dev Authority) | Interface zones, 18 km radius of BBMP | BMRDA-approved ≠ BBMP khata. Khata-A often lags 2–3 years. |
| North Bangalore — airport belt | BIAPPA (Bangalore Intl Airport Area Planning Authority) | Devanahalli, Bagalur, parts of Chikkaballapur | BIAPPA zones have height/usage restrictions near the airport funnel. |
| Karnataka — outside BMR | DTCP Karnataka / Municipal Council | Mysore, Mangalore, Hubballi | DTCP KA exists but only outside BMR — don't let a BMR developer claim it. |
| Tamil Nadu — outside CMDA | DTCP Tamil Nadu | Coimbatore, Trichy, Madurai, ECR & OMR beyond CMDA | DTCP TN approval + patta chitta + EC = minimum viable title. |
| Chennai core | CMDA (Chennai Metropolitan Dev Authority) | CMDA 1,189 sq km area | Unapproved "gift-deed layouts" flood OMR. Skip unless CMDA LPA is verifiable. |
| Telangana — Hyderabad core | GHMC + HMDA | Within ORR + notified HMDA | Post-2023 HYDRAA has demolished unauthorised layouts in buffer zones. |
| Telangana — outside HMDA | DTCP Telangana / Panchayat | Yadadri, Sangareddy outer | Gram-panchayat-approved ≠ HMDA. Don't conflate. |
| Maharashtra — Pune | PMRDA / PMC | PMRDA 7,256 sq km region | NA (non-agricultural) order is mandatory before plotting. |
| Maharashtra — Mumbai metropolitan | MMRDA + local municipal / CIDCO | Navi Mumbai, Thane, Kalyan belt | Plotted layouts are rare inside MMR core; most are CIDCO-leasehold. |
| Maharashtra — housing boards | MHADA | Redevelopment/legacy only | MHADA plots are public-auction, not private-developer product. |
| NCR — Haryana side | DTCP Haryana + HSVP | Gurugram, Faridabad, Sohna | Licensed-colony vs unlicensed-colony distinction is existential. |
4. Common scams in Indian plotted developments + our 12 red flags
Common scams we have documented
- Agri-land sold as "farm plot" / "managed farm" — no conversion order, no residential construction allowed, but sold with glossy renders of a future villa. FEMA also bars NRIs from buying agri-land in the first place.
- GPA (General Power of Attorney) sale workaround — seller transfers via GPA instead of registered sale deed to dodge stamp duty. Supreme Court (Suraj Lamp & Industries, 2011) ruled GPA sales confer no title. Still rampant in outer belts.
- Khata-B sold as "temporary khata that becomes A" — khata-B is not a waiting room for khata-A. It is a provisional revenue entry for unauthorised property.
- Mortgaged land sold in parts — parent land is under a bank mortgage taken by the developer; individual plots are sold without the mortgage being released on each piece. The bank retains first charge.
- Double-sold plots — same plot number sold to two buyers with different registration sub-offices. 30-year EC catches this; 13-year EC may miss it.
- "DTCP approved" in regions where DTCP has no jurisdiction — e.g. a Whitefield-adjacent layout claiming DTCP. KA DTCP does not cover BMR.
- Layout in a buffer zone / tank-bed — HYDRAA (Hyderabad) has demolished structures on lake FTL/buffer. These plots were "sold and registered" too.
The 12 red flags that move our score
- Conversion order absent or unverifiable at the tahsildar's office
- EC shorter than 30 years or showing unreleased mortgages
- Khata is B, E, or "under process" with no issuance timeline
- Authority approval claimed but approval number not on the authority's public list
- Parent land currently mortgaged with no plot-wise release order
- GPA-based sale offered instead of registered sale deed
- Layout overlaps a lake buffer, tank-bed, stormwater drain (raja kaluve), or forest boundary
- Adjacent survey numbers still marked agricultural in the revenue map
- Developer's prior layout has pending consumer or writ cases on title
- Access road is a revenue road (kachha / not gazetted) or on private land
- Sale deed wording carves out "development rights" the developer retains indefinitely
- Layout plan on the sales brochure does not match the authority-approved plan (site-visit catch)
Our rule. Three or more red flags from the list above and the layout cannot score higher than 4/10 on Legal & Title, which typically forces an overall Skip verdict regardless of price or location.
5. What we actually sight before publishing a plot review
- Parent document + mother deed (at least a scanned copy with seller-attested)
- 30-year EC from the sub-registrar's office (not the developer's desk)
- Conversion order (DC / NA / 65B / patta conversion) with order number
- Authority approval — sanction letter + plan, cross-verified against authority's public list
- RERA registration (where applicable) cross-verified on the state RERA portal
- Site visit — measured against the sanctioned plan, access road, drains, STP claim
- At least one registered sale deed of a prior buyer in the same layout (to see the deed template)
- Developer's prior 3 layouts — title outcome, khata issuance lag, litigation
When any of these cannot be sighted, we either delay publication or mark the review "Partial verification — proceed only with independent lawyer". That phrase appears verbatim on the review card.
6. How we combine the 6 axes into Buy / Wait / Skip
Each axis is scored 0–10. Weighted sum gives an overall 0–10. Mapping:
- Buy — overall ≥ 7.5, Legal & Title ≥ 8, zero red flags in the top-5 severity set
- Wait — overall 5.5–7.4, or Legal 6–7, or 1–2 non-severe red flags
- Skip — overall < 5.5, or Legal < 6, or any of: unverifiable approval, GPA-only sale, mortgage not released, buffer-zone overlap
We publish Skips. We publish Waits. Our reviews list will always show a mix of verdicts — if a site's review list is all "Buy", it is a marketing channel, not a review desk.
7. What this page is not
This methodology is not legal advice for your specific transaction. Every plot purchase in India should be backed by a title search done by a local property lawyer who can go to the sub-registrar, tahsildar, and authority in person. Brickplot's reviews are a second opinion — not a substitute for your own due diligence.
Found an error in our methodology or a scam we should cover? Email legal@brickplot.com — we update this page whenever we learn something new.
Verify the regulatory record yourself
Brickplot does not ask you to trust us. Every project review links the primary sources we used.
- NCLT case search: IBBI CIRP search ↗
- Brickplot methodology: 9-axis score · Full rubric · Changelog